Easiest Ways To Pay For Cremation Services

When a loved one passes on, you might find yourself in the position of planning their cremation services in La Habra, CA. If you are in charge of that, you might also have to pay for their final services. While cremation costs less than other options, it still has a price to it and you are going to have to figure out how to cover those expenses. Here are some of the easiest ways. 

Family Pool 

Just because you are the person in charge of the final services doesn’t mean you have to pay for them all by yourself. There are other family members who loved the person who died and want to honor them with nice services. You can collect money from family and pool it together to cover the services. Since you only need a cremation package, it might not be too hard to gather the funds you need. 

Life Insurance 

If your loved one had a life insurance policy, and you are the beneficiary, that can be an easy way to cover their cremation. Some people have small policies that will just cover their services and that’s all. They intended the policy to pay for that, so use it. Others have something larger and once the services are covered, you can use other money in the fund for hospital bills, household costs, and other such things. 

Memorial Funds 

People are likely going to send you gifts of support when your loved one passes on. A popular gift is a card with memorial money in it. These funds can be used in any way you see fit. The first thing you will want to use memorial funds on is final services. If you can’t cover cremation costs, put funds toward that first. After those are covered, you can use the rest of the money for a donation, a memorial, or something else. 

Savings 

Your loved one might have savings and you can dip into that for their services if you have access to it. In fact, they might have a stash that they wanted used for that purpose. Or, if you have an emergency fund of your own, you can take care of your loved one’s needs with that. Once memorial funds come in later, you might very well be able to pay yourself back. 

Personal Loan 

Personal loans can be taken out and used for any reason. A lot of people use them for home improvements, but they can also be used for cremation services. It’s nice to have the lump sum you need to pay the funeral home upfront. Then, you just have monthly payments on the loan to make, which might make it a lot more affordable for you to cover things. 

When you plan a loved one’s cremation services in La Habra, CA, make sure you choose a provider that is fair and affordable. Then, you know the prices you are being charged denote quality and fairness. The provider can also help you with ways to cover costs.